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Do I have to create a separate invoice to pay Malt service fees?

The easy answer is: No.

Now, here's a bit more of an explanation.

When you create a quote in Malt, we automatically calculate our service fees into the total amount charged to your client. These fees can vary based on a number of factors, including how long you've worked with the same client.

Once you and your client have both marked a project complete, we'll deduct our fees from the total amount before you are paid. That way, you have one less step to worry about after completing a project.